Updated on •
കന്നി 23, 1202
Date in the Malayalam calendar. Learn more

I use a bunch of services that offer referral or rewards programs. If you sign up through any of these links, you usually get a bonus and I sometimes do too. Everything is in alphabetical order.

I got this idea from via slash pages from Anthony’s referrals page.


ADCB Bank (UAE) - 80,000 TouchPoints!

ADCB is in my opinion one of the best banks in UAE in terms of customer support and overall experience. My wife is a customer with them for the last 7 years and I have been using them for last 3 years now! No complaints! The latest app UI is also modern!

What you get: 20,000 TouchPoints(I get the same!)

ADCB Referral or use the PromoCode: RISM0WTI4


Airalo Referral

I’ve used Airalo in Indonesia and Jordan, as a backup when I land to access internet. It’s a cool service and works instantly. Just ensure that your phone supports e-sim functionality.

What you get: $3 as credits (I get the same as credit!)

Airalo Referral Code: RISHIK0863

Brain.fm - 30 Days FREE

A music app with different modes for focusing, relaxing, or sleeping. I have not verified the science behind it, but it has been genuinely effective for my deep work sessions.

What you get: 30 days free (I get nothing)

Brain.fm Referral


Invygo Car Rental UAE

Invygo is a car rental company based in UAE. I had great experience with them with no hassle when I decided to rent a Jac J7 car for 40 days! There are some sort of a reseller aggregator, but you deal with them directly and more than anything the app experience is quite good!

What you get: 300 AED off on your booking (I get the same as credit, but can be used only if I make a monthly booking!)

InvyGo PromoCode: RXYQAUWVF


Ledger Wallet - $20 OFF

I have been using a Ledger hardware wallet for 3 years. It had its share of criticism around wallet recovery, but considering the recent Coldcard fiasco, it has held up well.

What you get: $5 to $20 in Bitcoin depending on which model you buy (I get the same)

Ledger Referral


Niyo Card (India)

Niyo Card is a zero-forex amrkup card for Indians with foreign currency support. I’ve been using them for the past 5 years, and it’s been quite smooth! I use it mainly while traveling where I’m worried about skimmers and stuff.

What you get: Niyo Coins worth ₹250 (I get the same)

Niyo Referral Code: RISHI592


Readwise - 60 Days FREE!

I’ve been using Readwise since 2020 for syncing highlights from my Kindle for rediscovering them via the daily highlights! It’s a super simple service and powered with the Readwise reader, it’s very handy! I’ve also written an extensive review about readwise here.

What you get: 60 days of Readwise + Reader, 30 more than the normal trial of 30 days.(I get 33% of the first year of subscription revenue if you purchase a paid plan!)

Readwise Referral Readwise Reader Referral


TRMNL e-paper dashboard - $10 off

TRMNL is an e-ink dashboard with a bunch of features. You can display stocks, weather, news and literally anythinng with a wide range of plugins! I’ve been using it for 6 months now and it has been great!

What you get: $10 on TRMNL Store (I get the same!)

TRMNL Referral Link