# Referrals ##### {{< updated_on >}} I use a bunch of services that offer referral or rewards programs. If you sign up through any of these links, you usually get a bonus and I sometimes do too. Everything is in alphabetical order. I got this idea from via [slash pages](https://slashpages.net) from [Anthony's referrals page](https://www.ciccarello.me/referrals/). --- ### ADCB Bank (UAE) - 80,000 TouchPoints! [ADCB](https://www.adcb.com/mib/general/member-get-member?Promocode=RISM0WTI4) is in my opinion one of the best banks in UAE in terms of customer support and overall experience. My wife is a customer with them for the last 7 years and I have been using them for last 3 years now! No complaints! The latest app UI is also modern! **What you get:** 20,000 TouchPoints(I get the same!) [ADCB Referral](https://www.adcb.com/mib/general/member-get-member?Promocode=RISM0WTI4) or use the PromoCode: `RISM0WTI4` --- ### Airalo Referral I've used Airalo in Indonesia and Jordan, as a backup when I land to access internet. It's a cool service and works instantly. Just ensure that your phone supports e-sim functionality. **What you get:** $3 as credits (I get the same as credit!) Airalo Referral Code: `RISHIK0863` ### Brain.fm - 30 Days FREE A music app with different modes for focusing, relaxing, or sleeping. I have not verified the science behind it, but it has been genuinely effective for my deep work sessions. **What you get:** 30 days free (I get nothing) [Brain.fm Referral](https://www.brain.fm/refer?extended_promo=30&utm_source=referafriend) --- ### Invygo Car Rental UAE [Invygo](https://www.invygo.com/en-ae) is a car rental company based in UAE. I had great experience with them with no hassle when I decided to rent a Jac J7 car for 40 days! There are some sort of a reseller aggregator, but you deal with them directly and more than anything the app experience is quite good! **What you get:** 300 AED off on your booking (I get the same as credit, but can be used only if I make a monthly booking!) InvyGo PromoCode: `RXYQAUWVF` --- ### Ledger Wallet - $20 OFF I have been using a [Ledger hardware wallet](https://l.rishikeshs.com/ledger) for 3 years. It had its share of criticism around wallet recovery, but considering the recent Coldcard fiasco, it has held up well. **What you get:** $5 to $20 in Bitcoin depending on which model you buy (I get the same) [Ledger Referral](https://shop.ledger.com/pages/referral-program?referral_code=R4ASEXNMBAR14) --- ### Niyo Card (India) [Niyo Card](https://goniyo.onelink.me/zKhp/jicconqu) is a zero-forex amrkup card for Indians with foreign currency support. I've been using them for the past 5 years, and it's been quite smooth! I use it mainly while traveling where I'm worried about skimmers and stuff. **What you get:** Niyo Coins worth ₹250 (I get the same) **Niyo Referral Code:** `RISHI592` --- ### Readwise - 60 Days FREE! I've been using [Readwise](https://readwise.io/rishikesh/) since 2020 for syncing highlights from my Kindle for rediscovering them via the daily highlights! It's a super simple service and powered with the Readwise reader, it's very handy! I've also written an [extensive review about readwise here](/readwise-review). **What you get:** 60 days of Readwise + Reader, 30 more than the normal trial of 30 days.(I get 33% of the first year of subscription revenue if you purchase a paid plan!) [Readwise Referral](https://readwise.io/rishikesh/) [Readwise Reader Referral](https://readwise.io/rishikesh-reader/) --- ### TRMNL e-paper dashboard - $10 off [TRMNL](https://trmnl.com?ref=Rishikesh10) is an e-ink dashboard with a bunch of features. You can display stocks, weather, news and literally anythinng with a wide range of plugins! I've been using it for 6 months now and it has been great! **What you get:** $10 on TRMNL Store (I get the same!) [TRMNL Referral Link](https://trmnl.com?ref=Rishikesh10)